Australians are lucky to have a fairly strong public health system, and since Western Australia's population is among the fastest growing in the country, the public system increasingly can't attend to everyone's needs immediately.
As more people use the system, waiting times for hospital treatment increase and more patients have to share a room.
That's HBF private health insurance exists: to give you fast personal health service when you need it.
Private health insurance also covers things that Medicare generally doesn't - dental, optical, physio, chiro, podiatry... 22 services in all.
When you need the best personal health care, HBF is here for you. We're a not-for-profit organisation that exists soely to take care of West Australians. Members with hopsital cover can avoid long public hospital waiting lists, and even have access to visits from HBF's personal hospital liason officers. Of all the things you can spend your money on, your health is the most important.